I didn’t have much of a family growing up. That’s not to say that I did not have
parents, or a decent number of siblings.
What I mean is that I never felt a real sense of family.
My mother grew up outside the United States, in a
poverty-ridden locale. She was
functionally illiterate when she came to the United States, which limited her
employment prospects. In fact, the only
jobs she ever had while I knew her involved cleaning up after people or
animals. I suppose this contributed
quite a bit to her rage issues, although I have not quite gotten to the point
where I have forgiven her for being emotionally and physically abusive to me. I suppose that does not matter much these days,
since she died this past November. It
had been a number of years since I had seen her, but it still hurts. It’s funny, she never cared much for people,
but she really liked animals. So now
every time I cuddle with my dog or watch one of my cats sitting near an open
window pane, soaking in a warm afternoon breeze, I think of her.
I was never close with my dad. Before I was born, he worked in the finance
industry. Sometime just before or after
I was born, he was prosecuted for securities fraud, and he spent some time in
jail. After his release, he found work
as a bartender, which meant he spent most nights away from home. Eventually, he owned his own small business,
although not successfully. He has
declared bankruptcy more than once but still insists that someday he’s really
going to get his business off the ground.
Growing up, he watched my mother abuse us, but always told us afterward
that she did it because she loved us and wanted what was best for us. I never felt close to him. Growing up, I remember thinking that living
with him was like living with a distant uncle.
Most of my high school friends dreamt of going to
prestigious universities and partying hard until it was time to declare a
major. Many of them had financially
supportive parents who insisted that their children “focus on studying” (read:
play beer pong and sleep around) instead of working during their college
years. This was not the case with my
parents. In fact, at the ripe old age of
fourteen – the legal working age in my state – I got my first job in a
restaurant, refilling the salad bar. I
paid for my own school enrollment fees (even though I went to a public high
school, we still had to pay $70 to register at the beginning of the year),
class pictures, and yearbooks. I knew
the writing was on the wall. If I wanted
out, I was going to have to find a way to do it myself. Hence, the only goal I had in high school was
figuring out how to move out of my parents’ house as soon as it was legally and
financially possible.
Shortly after graduating high school, I moved out and officially
began my adulthood. My immediate observations
about my new life were: 1) I enjoyed the stability of living on my own; and 2) I
really wished I had a family. But since
I knew the family I had was completely dysfunctional and violent, I made a
promise to myself that one day, when I got married and had children of my own
(if I decided to go the kids route), I would try to create the most perfect
family life imaginable. A pretty tall
order for someone who once had to barricade herself and her little sister in a
bedroom while their mother threatened to kill their father with the loaded
pistol their father had insisted on keeping in the house “for protection.”
A few failed relationships later, I met my husband. This was about a year and a half before I
enrolled in law school. It was a couple
months before my twenty-sixth birthday, and I felt a bit older and wiser when
it came to relationships. However, I
would be lying if I said I didn’t feel a sense of panic and dread when my
then-boyfriend began talking about marriage.
I struggled for the first few years of our relationship, and
even after we got engaged, I broke it off at one point. I felt like I could never make a marriage
work since I had never witnessed a healthy one growing up.
During the summer before my last year of law school, I completed an internship that required me to live away from my husband (my then-boyfriend/ex-fiance) for three months. I missed him every day, not only because he was my best friend, but also because my internship was further solidifying the gut feeling I had that law was not for me. It was a pretty lonely summer.
A few things you should know about my husband. He is the funniest person I have ever
met. He is the best friend anyone could
ever have. He gives love
unconditionally. He truly wants me to be
happy, even when I am content to pout and dwell on my past mistakes. And he calls his parents every Sunday. What more could a girl ask for?
All this is to say that I would do anything for him. Which is why, when we finally set a wedding
date and I realized I was bringing a mountain of student loan debt into our
marriage, I kind of lost myself in a sea of panic and shame. His love and support had meant the world to
me, and all I had to give in return was a graduated repayment plan.
After I quit my attorney position and we moved thousands of
miles away for his new job, I still felt guilty. He made great money and yet, we could never
quite save anything because we had so many payments to make each month. My private student loan, my federal student
loan, his (comparatively small) student loan, and our car payment. If we were ever going to achieve Leave It to
Beaver euphoria, the loan payments had to go.
So I started surfing the web for personal finance books and
articles, and came across this story about a couple who erased $70,000 in debt in one year.
The author happened to mention Dave Ramsey in her interview,
which made me seek out his books and podcasts.
I didn’t actually purchase any of these items at first. I’m a natural skeptic, so I didn’t want to
pour money into financial products that promised dramatic results using little
effort. So I went to the library to
check out his books, and I downloaded free one-hour podcasts from iTunes.
At around that time, I found out that one of my sisters was
in huge financial trouble. She and her husband
were in debt to the IRS to the tune of $50K +, and she was having an
affair. To top it off, she had acquired
a shopping addiction that only made their financial outlook worse. She had decided to move out of their house
and back to our hometown (about a thousand miles away) so she could get her old
job back and try to get out of debt. In
reality, she was moving back home in order to be closer to the man with whom
she was having an affair. Hearing all of this made me appreciate my husband more, and
I reaffirmed my commitment to never go down the same destructive paths my
family had chosen.
Now, I know my fixation on achieving marital and familial
bliss is neurotic and unreasonable. But
I think it’s better to work toward that than to slide into debt, affairs, and
empty consumerism. Don’t worry, I’m in
therapy. I know there’s a happy medium;
I just have to internalize that fact in my head and my heart.
I got my husband on board with a new get-out-of-debt plan, a
bit reluctantly, and we began making real progress almost immediately. After only five months, our car loan was
gone. At that point, I started considering
getting a second job. At first, my
husband was against it because it would take away from what I really wanted to
do: write. But I insisted it would only
be temporary and we would be debt-free that much sooner, so then I could follow
my writing dream without guilt.
I took the pizza job the last week of October last year, and
started the first week of November. I
did it out of love for my family. A
family that included my husband, our dog, our cats, our siblings and our parents. I did it to show that I will do whatever it
takes to make sure my husband and I have the best financial future possible. I also did it to change my family tree, so
maybe someday I can finance my nieces’ and nephew’s college educations the way
my siblings will not be able to.
A couple weeks after I started delivering pizza at night, my
mother died. I found out in the morning
before work. I did not call in sick,
though. I went to my day job, and that
night, I put the magnetic topper on my car and made about eight deliveries
during my shift. While I drove to
expensive mansion after expensive mansion that evening, I listened to a song
called “Still Loving You” by Stephen Allen Davis – over and over again – thought
about my mother, and cried. I kept my
head down when I handed out pizzas to my customers so they could not see my red
swollen eyes.
When I got home that night, I crawled into bed with my
husband and cried myself to sleep. The
only thoughts going through my head were:
1) I missed my mom; and 2) Even on a day when I felt like the world had
ended, I had done what I could to take care of my family.
So that’s how my pizza delivery career began. With an ending.
It sounds like you had a complicated relationship with your Mom- I'm sorry you weren't able to go to her funeral.
ReplyDeleteI was unemployed for over a year, and when I finally found a job (I did not go to law school, but I did graduate from college), I had my first week of work when my Grandma suddenly died. I wasn't particularly close to her, but she was always good to me. I ended up missing her funeral to go to work. My heart still feels heavy a year later.
I sincerely hope for the best for you.
I'm sorry to hear about your grandmother. The same thing happened to my husband when he graduated college and got his first job. A few weeks in, his grandma died but he couldn't go to the funeral. I hope your heart heals soon.
DeleteWe haven't had a funeral or memorial service for my mom. She was estranged from pretty much everyone when she died, so we had her cremated and we planned on having a memorial sometime later. We still haven't planned anything, six months later. I have some of her ashes, so I'll probably do my own memorial here, since I'm so far away from the rest of my family.
There are now law grads and licensed attorneys who would rely on delivering pizzas, as their day job. This job field is so glutted.
ReplyDeleteI know, Nando, and it makes me sick. It's a great part-time gig for paying off debt, but if I had to do it full-time, having an advanced degree, I would probably go crazy. The saddest thing about that job was that many of my co-workers, who were not fluent in English, had advanced degrees and more prestigious careers in their countries of origin. But yet they still believe that the U.S. holds more opportunities for them, even if they have to work in restaurants or clean houses for a time. It's similar to the whole law school/attorney thing - I was willing to leave the legal field for what would outwardly appear to be lower status work, purely for the opportunity to be free and have hope for my future.
ReplyDelete